Transforming global bank
connectivity.

Purpose-built solutions for emerging market banks. Direct USD rails, tokenized deposits, and real-time compliance in one unified infrastructure.

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Trusted by

Proven to Scale

OWNY's solutions are built on real production deployments with leading banks in the USA & Globally.

< 5s
Settlement Finality

Instant clearing for bank-native stablecoins with PvP/DvP.

1:1
USD Reserves

Full backing for tokenized deposits with audit-ready reporting.

24/7
Availability

Bypass banking hours with a system that operates 365 days a year.

Purpose-Built Solutions.

USD Rails

Core infrastructure to transform settlements. We provide direct USD accounts at top-tier U.S. banks.

  • Single-hop structure
  • Same-day clearing
  • Real-time KYC/AML/BSA
  • Audit-ready reporting
Tokenized Deposits Beta

Clearing and settlement for bank-native stablecoins. Designed for institutions requiring speed and certainty.

  • 1:1 USD reserves
  • < 5s finality
  • 24/7/365 availability
  • PvP/DvP settlement
Compliance Engine

Real-time risk management and audit controls built directly into the money movement layer.

  • Sanctions screening
  • Anomaly detection
  • Block/recall policies
  • Exportable audit trails
Interoperability

Seamless integration with existing banking infrastructure via an API-first design.

  • ISO 20022 native
  • SWIFT / SEPA / ACH
  • Fedwire / RTP ready
  • API-first design

Built for Developers.

Integration optimized for ISO 20022 standards. One standardized REST API to access multiple rails.

// Initiate a cross-border settlement
POST /v1/settlements
{
"asset_type": "TOKENIZED_USD",
"amount": 250000.00,
"compliance": {
"kyc_ref": "ref_88291...",
"iso_20022_remit": "STRD"
}
}
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